PaymentScheduleTest_Monthly_0900_fp24_r5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
900.00 |
0.0000 |
0.00 |
0.00 |
| 24 |
315.80 |
172.3680 |
172.37 |
143.43 |
0.00 |
756.57 |
172.3680 |
172.37 |
143.43 |
| 55 |
315.80 |
187.1603 |
187.16 |
128.64 |
0.00 |
627.93 |
359.5283 |
359.53 |
272.07 |
| 84 |
315.80 |
145.3156 |
145.32 |
170.48 |
0.00 |
457.45 |
504.8438 |
504.85 |
442.55 |
| 115 |
315.80 |
113.1640 |
113.16 |
202.64 |
0.00 |
254.81 |
618.0078 |
618.01 |
645.19 |
| 145 |
315.81 |
61.0015 |
61.00 |
254.81 |
0.00 |
0.00 |
679.0093 |
679.01 |
900.00 |
Description
£0900 with 24 days to first payment and 5 repayments
Generated: see details
Basic Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
900.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2023-12 on month-end |
|
| Payment options |
| rounding: round using AwayFromZero |
| level-payment option: similar final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 75.45 % |
Initial APR: 1283.5 % |
| Level payment: 315.80 |
Final payment: 315.81 |
Last scheduled payment day: 145 |
| Total scheduled payments: 1,579.01 |
Total principal: 900.00 |
Total interest: 679.01 |
FSharp.Finance.Personal