PaymentScheduleTest_Monthly_0900_fp28_r5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
900.00 |
0.0000 |
0.00 |
0.00 |
| 28 |
324.26 |
201.0960 |
201.10 |
123.16 |
0.00 |
776.84 |
201.0960 |
201.10 |
123.16 |
| 59 |
324.26 |
192.1747 |
192.17 |
132.09 |
0.00 |
644.75 |
393.2707 |
393.27 |
255.25 |
| 88 |
324.26 |
149.2080 |
149.21 |
175.05 |
0.00 |
469.70 |
542.4787 |
542.48 |
430.30 |
| 119 |
324.26 |
116.1944 |
116.19 |
208.07 |
0.00 |
261.63 |
658.6731 |
658.67 |
638.37 |
| 149 |
324.26 |
62.6342 |
62.63 |
261.63 |
0.00 |
0.00 |
721.3073 |
721.30 |
900.00 |
Description
£0900 with 28 days to first payment and 5 repayments
Generated: see details
Basic Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
900.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2024-01 on 04 |
|
| Payment options |
| rounding: round using AwayFromZero |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 80.14 % |
Initial APR: 1267.9 % |
| Level payment: 324.26 |
Final payment: 324.26 |
Last scheduled payment day: 149 |
| Total scheduled payments: 1,621.30 |
Total principal: 900.00 |
Total interest: 721.30 |
FSharp.Finance.Personal